What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. What is a Homeowner's Insurance Policy? Do you know what a Homeowner's Insurance Policy is? Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.