Landlord Liability Insurance Request a Quote Don’t rent a house without it… Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis.And if you’re ever found liable if someone is injured on your property, or if you are required to pay for damage done to someone else’s property, it can end up costing you your property.Landlord liability coverage can help cover you for many of those risks. What does Landlord Liability help cover? Landlord liability coverage can help pay medical expenses for injured tenants, or legal defense and court judgments made against you for other damages, up to the limits stated in your policy. Coverage may include:Dwelling coverage to cover damage from fire, lightening, and other perils.Tenant injuries due to a loose handrail or trip hazard causing a tenant to fall and become injured. If you’re found negligent in maintaining the property, or failed to warn the tenant of a potential safety risk, landlord liability can cover you.Liability to cover you against claims of accidental damage in relation to your investment property.Loss of Rents Coverage to cover lost income due to your property ever being declared unlivable due to a covered cause of loss.Inflation Protection which automatically adjusts your policy limits to keep pace with inflation, including premium discounts.Personal Injury Protection should a tenant claim injuries arising out of libel, slander, invasion of privacy, wrongful eviction or wrongful entry.Lock replacement to cover the costs of replacing locks and keys. Why We're Different There’s no such thing as a one-size-fits-all insurance policy.While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.We’re your neighbors. We protect businesses and people we know and care about, and that means we look for ways to protect you better, including carefully choosing the insurance companies we represent.We desire to be a client-focused agency that is recognized as a trusted insurance advisor in our communities. We value long lasting relationships with our clients, built on a commitment to excellence, continual improvement and a high standard of customer service.Contact us today and we’ll get to work finding the right fit for you. What matters to you, matters to us.