Churches & Non-Profits

Whether you are a priest or minister, lay volunteer or a member of your church board of directors, Eastern Shore
Associates can help you put together the right business insurance program. We understand that churches to bear in mind business expenses and risk, but our experience working with church insurance programs in New York means we are also familiar with issues unique to churches, such as:

  • The extensive use of volunteers on church boards and in quasi-management
    positions; board members will have needs for individual liability insurance and
    their actions may create liability exposure for your church.
  • Higher expectations of conduct placed on clergy and church employees; this
    often means higher limits of insurance should be placed, and risk management
    should be be employed to reduce this liability risk.
  • Unusual church property such as stained glass windows, statuary, icons and
    building structures these can be expensive to replace and assigning a property
    value can be a challenge.
  • Sponsorship of youth groups and non-profit organizations who often use church