Boat Insurance Request a Quote What floats your boat? Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks. Let’s make sure your “financial boat” doesn't sink should you hit any unforeseen crosswinds or rough water. Does homeowner's insurance cover your boat? The fact is, homeowner’s policies usually place numerous restrictions depending on the size, horsepower, and damage coverage you expect.In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident. What boat insurance covers—and what’s optional... The most important thing we cover are the things that are important to you. Typical coverages should include:Bodily injury & medical paymentsUninsured boater coverageBoatMotorTrailerAnd we provide insurance for the following types of boats and personal watercraft:RunaboutMini Jet BoatSailboatPontoonHouse BoatCabin CruiserOther Fishing BoatBass BoatMany others, let’s talk Why We're Different There’s no such thing as a one-size-fits-all insurance policy. While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. We’re your neighbors. We protect businesses and people we know and care about, and that means we look for ways to protect you better, including carefully choosing the insurance companies we represent. We desire to be a client-focused agency that is recognized as a trusted insurance advisor in our communities. We value long lasting relationships with our clients, built on a commitment to excellence, continual improvement and a high standard of customer service. Contact us today and we’ll get to work finding the right fit for you. What matters to you, matters to us.