Auto Insurance

Insurance helps protect you, your income and assets in case of loss, injury or damage; either caused by you, or by someone else. Of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.

Even though auto insurance is required by law, insuring at the state minimums requirements may not be adequate coverage for you. That’s why a conversation with one of our agents is so important.

We will review your protection options, explore optional limits, and discuss discounts you may be entitled to.

Required coverages:

• Liability –bodily injury and property damage liability provide compensation for injuries to others, related legal expenses and damage your vehicle does to another person’s property if you cause an accident.
• Uninsured Motorist Protection—pays out if another driver causes an accident and doesn’t have any or enough liability insurance to cover you and your passengers’ injuries.
• Personal Injury Protection (PIP)—pays for lost wages and injuries to you and/or your passengers in the event of an accident.

Additional coverages and protection to consider:

• Collision—helps pay for damage to your auto from a collision with an object.
• Comprehensive—helps pay for damage to your auto caused by fire, glass, theft and vandalism.
• Emergency Road Service—provides coverage for towing and labor costs if your vehicle breaks down.
• Rental Reimbursement—pays for rental car coverage while your vehicle is being repaired due to an accident.

There’s no such thing as a one-size-fits-all insurance policy.

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

We’re your neighbors. We protect businesses and people we know and care about, and that means we look for ways to protect you better, including carefully choosing the insurance companies we represent.

We desire to be a client-focused agency that is recognized as a trusted insurance advisor in our communities. We value long lasting relationships with our clients, built on a commitment to excellence, continual improvement and a high standard of customer service.

Contact us today and we’ll get to work finding the right fit for you. What matters to you, matters to us.