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ESAIC Inc. DBA Eastern Shore Associates

Privacy Policy Notice as of 09/2002

PURPOSE OF THIS NOTICE

Title V of the Gramm-Leach- Bliley ACT (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practiced of ESAIC Inc, DBA Eastern Shore Associates. 

OUR PRIVACY POLICIES AND PRACTICES

Information we collect:

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms.

• Information about your transactions with us, our affiliates or others. 

• Information we receive from a consumer reporting agency.

• Information we receive from insurance companies we do business with, and other insurance regulatory, state agency, or independent information gathering services or organizations.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you. 

Information we may disclose to third parties: 

• Information we receive from you on applications or other forms such as your name, address, social security number etc. 

• Information about the transactions you have with us and or our affiliates, such as your policy coverage’s, premiums, and payment history.

• Information we receive from a consumer reporting agency such as you r credit score, or information contained in your motor vehicle report.
   

Non affiliated parties to whom disclosures will be made:

• We do not disclose any nonpublic personal financial information about customers to anyone except as permitted by law, and as needed to conduct business relative to the placement of your insurance.
   

Our practices regarding information confidentiality and security:

• We restrict access to nonpublic personal information about you to those
  employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. 
   

Reservation of the right to disclose information in unforeseen circumstances:

• In connection with the potential sale of transfer of its interests, ESAIC Inc., and its affiliates reserves the right to sell of transfer your information (including but not limited to you name, address, age, sex, zip code, state and country of residency and other information that you provided through other communications) to a third party entity that:
  
  1. Concentrates its business in a similar practice or service.
  2. Agrees to be ESAIC Inc.’s successor in interest with regard to the
      maintenance and protection of the information collected; and 
  3. Agrees to the obligations of this privacy statement. 
  

© 2002-2007   Eastern Shore Associates - All Rights Reserved